Ryan Gavel

Toronto, Mortgage Agent

You Own The City

Since being licensed in 2009, I have funded many different mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.

I do not work for a bank. When the banks are closed, I am available day and night. I work solely for my clients and take time to research competitive mortgage products and explain the process thoroughly.

My service and knowledge is 100% free to my clients.

As a Toronto based musician, I have worked with many clients who have stated income much like myself. Through my experience and network at INVIS, I have developed a specialized service that allows me to access very competitive rates and put together complex deals that are not available through traditional mortgage channels.

Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential.

Tel: 647-402-8544

How Can I Help You?

Home Purchases

Review your mortgage options before you buy your next home, vacation or investment property.

First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Renewals

At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation, renovations or other important need.

Self-Employed

I have access to lenders that specialize in self-employed mortgages, and can anticipate the challenges you might face.

Improve Your Credit

I can help you find a mortgage lender that fits your budget, or start improving your credit now for the best mortgage rate later.

Happy Clients

"That Ryan Gavel is such a winner! Our clients love and appreciate his easy approach to this insane process and value his cool head in stressful sit..."

Alex Brott (Alex Brott Group) - Sotheby’s International Realty Toronto

"Ryan was instrumental in helping us purchase our first home, and we highly recommend him for either a first time buyer or someone looking to renew...."

Nicole Scherbina and Eric Fisher - First Time Home Buyers - Toronto

"Ryan helped make our first house purchase easy and stress-free. He found us a great rate with great mortgage terms and kept us in the loop as we le..."

Dan Walker - Rock This Way Music Academy

"Ryan has been my mortgage broker for two properties. He has always been prompt with responses and got me a rate lower than any other place could pr..."

Dr. Thomas Yu - World Renowned Amateur Pianist/Practicing Periodontist

"To put it simply, I couldn’t have bought my home/studio without Ryan’s help."

John Dinsmore - Lincoln County Social Club Recording Studios

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